Author Archive

Negative equity is something every homeowner hopes to avoid. Having negative equity can greatly complicate any plans you might have for selling or refinancing your home, not to mention make

In this week’s mortgage market update, we’ll explore what may lie ahead for mortgage rates in 2014 as well as identify how rates are currently trending.

2014 Mortgage Rate Forecasting

Trying to

A recent article in the Dallas Business Journal revealed that RPL Properties, a Dallas-based real estate development company, has purchased 50 tax-delinquent home lots with the intention of developing affordable

HVCC and the New Appraisal/Lender Relationship

Many real estate agents have shared their confusion with us about the appraisal procedure for lenders. Some believe HVCC is still around (it’s not), and

How will QM/ATR affect your business?

Back in late October, we began delving into the topics of Qualified Mortgage (QM) and the Ability to Repay (ATR) rules. If you missed the

Texans are known for a lot of things. Cowboy culture, Tex-Mex cuisine, distinct southwestern drawl, but apparently folks in the Lone Star State are also being recognized for their ability

Ability to Repay and Qualified Mortgages

You’ve probably noticed there’s been a lot of talk recently about the Ability to Repay (ATR) and Qualified Mortgages (QM) rules. If you’re a mortgage

How the Government Shutdown Affects Real Estate

The partial government shutdown is now into day 14, and the U.S. is facing mounting financial pressure. According to a recent article from NBC,

Out of the frying pan and into the fire.

Last week, mortgage pros and potential home buyers breathed a sudden sigh of relief when the Federal Reserve announced that it would

All Eyes on Fed FOMC Meeting Tomorrow

The real estate and mortgage market professionals will be fixed on the Federal Open Market Committee (FOMC) tomorrow, as the tapering decision will surely