Posts Tagged ‘FHA Loans’

You have probably heard the old rule: you should put 20% down when buying a home. But you usually don’t need to, and most homebuyers don’t. Here’s what you need

Mortgage insurance lower risk for lenders and helps borrowers qualify for loans. If you’re buying a home, there are essentials you should know.

Why Mortgage Insurance Exists

Mortgage insurance protects the lender.

That answer depends on how you answer other questions. Let’s examine how those answers can help you find the mortgage program that’s best for you.

How much house can you afford?

This

Property taxes and home insurance. They’re probably not at the top of most people’s minds when buying a home, but they should be. Here’s why.

How much will you pay for

You’re ready to buy a home, but fear you’ll never save enough money for the down payment. We hear this often from our first-time buyer clients. Let’s dispel some common

This might be the year you’ll always remember. The year you bought that forever home, a dream for many that could be your reality. With the right plan.

Get Your Finances

You’ve found your dream home and negotiated a good price. But, hold on, that’s not what you’ll pay. There’s an additional set of expenses: closing costs. Let’s look at what

For many, the moment you decide to buy a home is when the myths start flying. From online misinformation to ill-informed friends, there seems to be bad advice everywhere. So,

Not necessarily. While all debts factor into home financing, student loans aren’t automatic deal breakers.

Have a student loan? You’ve got company.

About 43 million Americans have school-related debt. That’s around 13%

The year was 1990. Cheers was America’s favorite TV show. MC Hammer had a hit with “U Can’t Touch This.” And the LA Times first reported on McMansions. That housing