Rates have fallen recently, giving prospective homebuyers an extra incentive to purchase homes. But is now the right time for you? Let’s consider how the rate change has impacted the
Homebuyer 101: What You Should Know About Down Payments
Potential homebuyers often say saving for a down payment is one of the biggest obstacles to homeownership. But the truth about down payments may be less daunting than many believe.
What
Choosing an Adjustable Rate or a Fixed Rate Mortgage
If you’re planning to buy a home or refinance your current one, choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM) is an important decision. Let’s consider the key
Is DFW in a Buyer’s Market?
The Dallas-Fort Worth housing market is shifting as inventory rises, prices soften, and homes spend more time on the market. Let’s look at what this flip from a seller’s to
Homebuyer 101: What is Homeowners Insurance?
Your home is one of your most valuable investments. Homeowners insurance protects that investment, safeguarding your property, belongings, and liability risk. It safeguards your financial future.
What does homeowners insurance protect?
Your
Where to Look for Starter Homes in Dallas
Smaller and more affordable. That’s what many homebuyers want in a starter home, which can be a challenge to find in and around major metropolitan areas. Here are some top
Spring 2025 Might Be Your Time to Buy
Wildflowers are blooming, trees are budding, and rising inventory has shifted the Texas housing market to favor buyers.
More Homes, More Choices
That’s what Texas homebuyers can look forward to this spring.
According
Homebuyer 101: What is Escrow?
About 80% of U.S. mortgage holders have an escrow account. However, these accounts are one of the least understood aspects of home financing. Let’s look at what an escrow account
Looking Ahead to Your Mortgage Payoff? Consider This…
Homeowners can reap significant financial rewards by paying off their mortgages early. Let’s consider the most effective prepayment strategies.
Lump-Sum Prepayments
Unlike monthly payments, one-time lump-sum prepayments go straight toward reducing a
How Mortgage Pre-Approvals Can Be a Game-Changer
If you want to know how much house you can afford. If you want an edge over other home buyers. If you want a head start on your home financing,