Most people who finance a home want manageable mortgage payments, especially during the first few years. And that manageability often relies on obtaining an attractive interest rate. One unique financial
The Springtime Housing Market: Warmer Temps Can Indicate Higher Activity
Springtime: the songs of birds float through the air, mixed with the sweet scent of blossoming nature all around. Lawns get greener and topped with “for sale” signs all across
5 Home-Buying Tips for the First-Time Buyer
If you feel like you’re ready to purchase your first home, you may be tempted to load up your phone with real estate apps and start scrolling. But hold that
Bundle Your New Home Purchase and Renovation Costs in One Loan
One loan with two purposes. That’s the idea behind Fannie Mae’s HomeStyle® program, a truly unique Texas home renovation loan. Let’s delve into this popular fixed-rate mortgage product that allows
Tips for Boosting Your Credit When Preparing to Finance a Property
With a conventional mortgage, lenders usually want to see a credit score of at least 620. But that’s the floor and the higher the score, the better. Let’s look at
Breaking Down Mortgage Insurance: What You Need to Know
If you’re putting down less than 20% on a home, depending on your loan program you may need mortgage insurance; a policy that protects the lender in the event you
Kick Off Summer with These 6 Home Buying Tips
Warm weather, school schedules, and a sunny sense of optimism are just a few factors that send homebuyers out in summer. Here are a few tips for navigating this busy
Let’s Compare 15-Year vs 3-Year Mortgages
As their names suggest, a 15-year mortgage is structured to be paid off in 15 years, and a 30-year mortgage is designed to be paid off in 30 years. But
The Importance of Partnering with a Reputable Mortgage Lender
Choosing the right lender is no small decision; this is a relationship that could last decades. Making it important that you partner with a reputable lender like The Decker Group.
The Importance of Mortgage Prequalification
If you are house hunting, or plan to start, you’ve probably received loads of advice on everything from finding the perfect location to working with the best real estate agent