Thinking of buying your first home? Congratulations! Becoming a homeowner can be one of the most rewarding and fulfilling things you can do in your adult life. Buying a home signifies
What to Consider Before Getting a Balloon Mortgage
When it comes to choosing a mortgage, the choices can seem virtually endless. From ARMs to FHAs, 30-year fixed rate programs, to VA and USDA loans, there is definitely a
Thinking of Refinancing? Avoid These Three Mistakes
Refinancing a mortgage is a popular way for homeowners to lower their monthly payments, accelerate the rate of payoff, or cash out on home equity. Unfortunately, not everyone’s situation is
Texas FHA Loan Limits
Thinking about purchasing a property in the Lone Star State but have little money to put down?
FHA loans offer consumers an outlet to finance homes without the 5% down payment requirement associated
FHA Mortgage Loans–Big Changes
There are some big changes on the horizon for any new FHA mortgages in Texas and across the country. Effective October 4th, the upfront premium for that is normally financed into
How To Handle An Adjusting Mortgage
An adjustable rate mortgage starts with an initial rate that is fixed for a certain period of time (generally three, five, or seven years) and then adjusts annually according to
Streamlined Refinances – Low Rate, Low Payment, Low Effort
Homeowners with a Texas FHA loan or Texas VA mortgage who are interested in taking advantage of these super low rates we’re currently seeing may be in luck. These government
