North Texas homebuyers are seeing a rare alignment in the new construction market. Elevated inventory and slowed construction starts have combined to shift market conditions in homebuyers’ favor – at
Spotlight on VA Loans: What Veterans Should Know
If you’ve served your country, you may be eligible for a powerful homebuying tool. Here’s what every Veteran should know about VA loans.
A Unique Benefit You’ve Earned
Backed by the Department
Mortgage Rates Have Dropped – Should You Buy Now?
Rates have fallen recently, giving prospective homebuyers an extra incentive to purchase homes. But is now the right time for you? Let’s consider how the rate change has impacted the
Is It the Right Time to Buy a Home?
The Dallas housing market is in a unique state. Inventory is at a historical high. Prices are softening. Mortgage rates are stable. Let’s consider how these key factors affect the
Choosing an Adjustable Rate or a Fixed Rate Mortgage
If you’re planning to buy a home or refinance your current one, choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM) is an important decision. Let’s consider the key
Savvy Homeowners Keep Refinancing on Their Radar
Staying current with mortgage refinancing is a smart financial habit. As interest rates and economic conditions fluctuate, keeping an eye on the market can help you make money-saving decisions.
Keep Your
Looking Ahead to Your Mortgage Payoff? Consider This…
Homeowners can reap significant financial rewards by paying off their mortgages early. Let’s consider the most effective prepayment strategies.
Lump-Sum Prepayments
Unlike monthly payments, one-time lump-sum prepayments go straight toward reducing a
When Should You Refinance Your Mortgage?
The short answer is simple: when it saves you money. How you save that money and how you might use refinancing for your financial benefit is a little more complicated.
When
2025 Housing Market Forecast
If you’re in the market for a home this year, you’ll want to keep your eye on a few things: mortgage rates, home prices, and home availability. Let’s see what
Credit Scores: What Homebuyers Need to Know
A borrower’s credit score often plays a significant role in determining loan type, amount, and terms. Here’s what you need to know.
Minimum Credit Scores
How low can a credit score go

