SanAntonioTXRiverWalk-300x200Although the sunny beaches and warm climate of Florida have made the Sunshine State almost synonymous with the perfect retirement destination, more and more soon-to-be retirees are searching for their ideal homes in Texas. With a relatively low cost of living, several highly rated medical facilities and plenty of great things to see and do, Texas is quickly becoming a major retirement destination. Here’s a look at a few of the best places in the Lone Star State to live out your golden years.


Ranked 13 out of the 25 Best Places to Retire by CNN Money in 2012, the town of Fredericksburg offers warm weather, ample recreational opportunities and income-tax-free living, which is nice if you decide you want to continue working even after retirement.

Facts about Fredericksburg:

  • Located approximately 78 miles west of Austin, TX. Sister cities with Montabaur, Germany.
  • Maintains a strong German influence in its culture, due to its history of being settled by German immigrants.
  • A popular destination for agri-tourism and home to breweries, wineries, orchards and farms.
  • Median list price for homes in Fredericksburg as of April 2013 was $335,000.

San Antonio

San Antonio is a popular destination for Texas tourists, but a growing segment of the permanent population is made up of retirees. Home to South Texas Medical Center, which is large conglomerate of various hospitals, clinics and research facilities, San Antonio offers residents a wealth of medical resources. In addition to ample access to many highly rated medical professionals, San Antonio also boasts the famous Riverwalk, the Alamo, and several other notable attractions. The local culture is vibrant and diverse, offering active retirees the chance to experience a wide variety of fun activities – from visiting one of the city’s many cultural centers to taking a self-guided art tour through the city.

Facts about San Antonio:

  • Seventh most populous city in the U.S.
  • Nicknamed “River City”
  • Average high temperature is about 80 degrees F; average low is about 58 degrees F.
  • Home to the NBA’s San Antonio Spurs basketball team
  • Has approximately 136 miles of bike lanes, routes, or off-road paths, making it a great city for cyclists, walkers and joggers.
  • Median list price for a home in San Antonio as of April 2013 was $156,000.


Named the third most affordable place to retire by AARP in 2011, Midland was founded as a railroad stopover at the midpoint between Fort Worth and El Paso. Today, Midland is known as an affluent city with many fine homes and neighborhoods as well as several big businesses. Despite its high-brow reputation, Midland maintains its West Texas atmosphere with cowboy boots, barbecue and high school football being staples to local culture.

Facts about Midland:

  • Home to Midland College and the McCormick Gallery, which features rotating exhibits throughout the year.
  • The city’s history and current economy is largely influenced by petroleum exploration and extraction.
  • Home to Midland Memorial Hospital and Medical Center, one of the city’s top three employers.
  • Median list price for a home in Midland as of April 2013 was $210,000.


If any of these cities sound like the place for you, be sure to contact a real estate or relocation experts for more information. If you’re looking in the Frisco, McKinney, or Plano areas, we can certainly recommend a few (that’s where we’re located). ??And remember, once you’ve found your dream digs in Texas, the experienced mortgage professionals at The Decker Group can help you find affordable home financing solutions.

Whether you’re retiring near the Gulf Coast, thinking of investing in a second home near Dallas or maybe relocating from Eastern Texas to the western side of the state, our team of mortgage professionals can help. From Texas FHA financing solutions to jumbo loans to conventional home loans and more, let us be your source for residential Texas financing. Call us today at (972) 591-3097.