About 80% of U.S. mortgage holders have an escrow account. However, these accounts are one of the least understood aspects of home financing. Let’s look at what an escrow account
Looking Ahead to Your Mortgage Payoff? Consider This…
Homeowners can reap significant financial rewards by paying off their mortgages early. Let’s consider the most effective prepayment strategies.
Lump-Sum Prepayments
Unlike monthly payments, one-time lump-sum prepayments go straight toward reducing a
Don’t Overlook These Two Important Expenses When Budgeting for Your New Home
Property taxes and home insurance. They’re probably not at the top of most people’s minds when buying a home, but they should be. Here’s why.
How much will you pay for
How Mortgage Pre-Approvals Can Be a Game-Changer
If you want to know how much house you can afford. If you want an edge over other home buyers. If you want a head start on your home financing,
When Should You Refinance Your Mortgage?
The short answer is simple: when it saves you money. How you save that money and how you might use refinancing for your financial benefit is a little more complicated.
When
2025 Housing Market Forecast
If you’re in the market for a home this year, you’ll want to keep your eye on a few things: mortgage rates, home prices, and home availability. Let’s see what
New Construction Starter Home Trends
First-time homebuyers often want starter homes. Let’s look at what defines a starter home, who buys them, and the state of the new starter-home market.
The Size of Starter Homes
“Starter homes”
Credit Scores: What Homebuyers Need to Know
A borrower’s credit score often plays a significant role in determining loan type, amount, and terms. Here’s what you need to know.
Minimum Credit Scores
How low can a credit score go
DFW Predicted to be the Top Real Estate Market in 2025
Over 2,000 industry experts weighed in on America’s hottest real estate markets for development and investment. Let’s look at why the consensus puts DFW at the top of PriceWaterhouseCoopers’ annual
The Real Deal on Down Payments When Buying a House
You’re ready to buy a home, but fear you’ll never save enough money for the down payment. We hear this often from our first-time buyer clients. Let’s dispel some common