Smaller and more affordable. That’s what many homebuyers want in a starter home, which can be a challenge to find in and around major metropolitan areas. Here are some top
Spring 2025 Might Be Your Time to Buy
Wildflowers are blooming, trees are budding, and rising inventory has shifted the Texas housing market to favor buyers.
More Homes, More Choices
That’s what Texas homebuyers can look forward to this spring.
According
Homebuyer 101: What is Escrow?
About 80% of U.S. mortgage holders have an escrow account. However, these accounts are one of the least understood aspects of home financing. Let’s look at what an escrow account
Looking Ahead to Your Mortgage Payoff? Consider This…
Homeowners can reap significant financial rewards by paying off their mortgages early. Let’s consider the most effective prepayment strategies.
Lump-Sum Prepayments
Unlike monthly payments, one-time lump-sum prepayments go straight toward reducing a
Don’t Overlook These Two Important Expenses When Budgeting for Your New Home
Property taxes and home insurance. They’re probably not at the top of most people’s minds when buying a home, but they should be. Here’s why.
How much will you pay for
How Mortgage Pre-Approvals Can Be a Game-Changer
If you want to know how much house you can afford. If you want an edge over other home buyers. If you want a head start on your home financing,
New Construction Starter Home Trends
First-time homebuyers often want starter homes. Let’s look at what defines a starter home, who buys them, and the state of the new starter-home market.
The Size of Starter Homes
“Starter homes”
Credit Scores: What Homebuyers Need to Know
A borrower’s credit score often plays a significant role in determining loan type, amount, and terms. Here’s what you need to know.
Minimum Credit Scores
How low can a credit score go
The Real Deal on Down Payments When Buying a House
You’re ready to buy a home, but fear you’ll never save enough money for the down payment. We hear this often from our first-time buyer clients. Let’s dispel some common
NAR’s Predictions for the 2025 Housing Market
Economists for the National Association of Realtors (NAR) recently gathered in Boston to talk about the future of the residential real estate market. Let’s look at the top-line takeaways.
Lower Mortgage