Category Archive for ‘Home Buying & Selling’

About 80% of U.S. mortgage holders have an escrow account. However, these accounts are one of the least understood aspects of home financing. Let’s look at what an escrow account

Homeowners can reap significant financial rewards by paying off their mortgages early. Let’s consider the most effective prepayment strategies.

Lump-Sum Prepayments

Unlike monthly payments, one-time lump-sum prepayments go straight toward reducing a

Property taxes and home insurance. They’re probably not at the top of most people’s minds when buying a home, but they should be. Here’s why.

How much will you pay for

If you want to know how much house you can afford. If you want an edge over other home buyers. If you want a head start on your home financing,

First-time homebuyers often want starter homes. Let’s look at what defines a starter home, who buys them, and the state of the new starter-home market.

The Size of Starter Homes

“Starter homes”

A borrower’s credit score often plays a significant role in determining loan type, amount, and terms. Here’s what you need to know.

Minimum Credit Scores

How low can a credit score go

You’re ready to buy a home, but fear you’ll never save enough money for the down payment. We hear this often from our first-time buyer clients. Let’s dispel some common

Economists for the National Association of Realtors (NAR) recently gathered in Boston to talk about the future of the residential real estate market. Let’s look at the top-line takeaways.

Lower Mortgage

It’s a Tax-Friendly Place

Texans don’t pay state taxes on individual income, which can amount to considerable personal savings. The Tax Foundation‘s 2025 State Tax Competitiveness Index ranks Texas seventh among

This might be the year you’ll always remember. The year you bought that forever home, a dream for many that could be your reality. With the right plan.

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