If you’re planning to buy a home or refinance your current one, choosing between a fixed-rate mortgage and an adjustable-rate mortgage (ARM) is an important decision. Let’s consider the key
Is DFW in a Buyer’s Market?
The Dallas-Fort Worth housing market is shifting as inventory rises, prices soften, and homes spend more time on the market. Let’s look at what this flip from a seller’s to
Homebuyer 101: What Mortgage Program is Right for Me?
That answer depends on how you answer other questions. Let’s examine how those answers can help you find the mortgage program that’s best for you.
How much house can you afford?
This
Savvy Homeowners Keep Refinancing on Their Radar
Staying current with mortgage refinancing is a smart financial habit. As interest rates and economic conditions fluctuate, keeping an eye on the market can help you make money-saving decisions.
Keep Your
Spring 2025 Might Be Your Time to Buy
Wildflowers are blooming, trees are budding, and rising inventory has shifted the Texas housing market to favor buyers.
More Homes, More Choices
That’s what Texas homebuyers can look forward to this spring.
According
Homebuyer 101: What is Escrow?
About 80% of U.S. mortgage holders have an escrow account. However, these accounts are one of the least understood aspects of home financing. Let’s look at what an escrow account
When Should You Refinance Your Mortgage?
The short answer is simple: when it saves you money. How you save that money and how you might use refinancing for your financial benefit is a little more complicated.
When
2025 Housing Market Forecast
If you’re in the market for a home this year, you’ll want to keep your eye on a few things: mortgage rates, home prices, and home availability. Let’s see what
Credit Scores: What Homebuyers Need to Know
A borrower’s credit score often plays a significant role in determining loan type, amount, and terms. Here’s what you need to know.
Minimum Credit Scores
How low can a credit score go
NAR’s Predictions for the 2025 Housing Market
Economists for the National Association of Realtors (NAR) recently gathered in Boston to talk about the future of the residential real estate market. Let’s look at the top-line takeaways.
Lower Mortgage