Mortgage experts across America feel more optimistic in 2023 than they have in the last year or so. The latest Scotsman Guide Sentiment Survey found that over half of the
December Mortgage Rates Dropped to 3-Month Lows
As we start the new year, exciting news in the mortgage world is upon us – rates have dropped about a full percentage point over the past few months! True,
What’s Better for My Scenario: A Fixed or an Adjustable Rate Mortgage?
It’s a question many potential homeowners face, and one we can help you answer here.
Long-Haulers Favor Fixed-Rate
If you intend to stay in a home for a long time – say
Narrowing Down Your Refinance Options
Refinancing is a versatile financial tool that can serve a variety of needs, such as lowering monthly payments or using your home’s equity to pay for things like renovations or
Bundle Your New Home Purchase and Renovation Costs in One Loan
One loan with two purposes. That’s the idea behind Fannie Mae’s HomeStyle® program, a truly unique Texas home renovation loan. Let’s delve into this popular fixed-rate mortgage product that allows
How do I know if now is a good time to buy a home?
Knowing the best time to buy a home may not be simple – few big moves in life are – but you can get a good idea of the right
New Implementations from Fannie Mae and Freddie Mac Aim to Make Home Buying Easier
Mortgage powerhouses Fannie Mae and Freddie Mac have recently announced some sweeping new initiatives aimed at addressing racial disparity in homeownership. It’s a serious and quantifiable issue; according to data
Let’s Compare 15-Year vs 3-Year Mortgages
As their names suggest, a 15-year mortgage is structured to be paid off in 15 years, and a 30-year mortgage is designed to be paid off in 30 years. But
Experts Predict Home Prices to Remain High in 2022
High home prices are something we’re accustomed to at this point. We’ve had a couple years to get used to the record breaking rates, and industry experts agree they’ll
Buying a Greater Dallas Home in 2022? Here’s What to Expect
The predictions for the housing market in 2022 in Greater Dallas look a lot like they did in 2021, with a few twists. There will still be more buyers than