Posts Tagged ‘homeownership’

The short answer is simple: when it saves you money. How you save that money and how you might use refinancing for your financial benefit is a little more complicated.

When

First-time homebuyers often want starter homes. Let’s look at what defines a starter home, who buys them, and the state of the new starter-home market.

The Size of Starter Homes

“Starter homes”

A borrower’s credit score often plays a significant role in determining loan type, amount, and terms. Here’s what you need to know.

Minimum Credit Scores

How low can a credit score go

You’re ready to buy a home, but fear you’ll never save enough money for the down payment. We hear this often from our first-time buyer clients. Let’s dispel some common

It’s a Tax-Friendly Place

Texans don’t pay state taxes on individual income, which can amount to considerable personal savings. The Tax Foundation‘s 2025 State Tax Competitiveness Index ranks Texas seventh among

This might be the year you’ll always remember. The year you bought that forever home, a dream for many that could be your reality. With the right plan.

Get Your Finances

With the talk of interest rates dropping, lots of homeowners are thinking about refinancing. Let’s look at the logistics of refinancing and how it might work for you.

Refinancing 101

When you

You’ve found your dream home and negotiated a good price. But, hold on, that’s not what you’ll pay. There’s an additional set of expenses: closing costs. Let’s look at what

We’re witnessing a significant shift in the housing market: homebuyers want smaller homes for lower prices. Builders, in turn, are looking to meet these needs. Let’s look at why and

For many, the moment you decide to buy a home is when the myths start flying. From online misinformation to ill-informed friends, there seems to be bad advice everywhere. So,