With rising inventory, lots of eager buyers, and affordable prices, Dallas ranks as one of America’s hottest real estate markets in 2023. Let’s look at how experts are rating the
Set Yourself Up for Success by Being Pre-Approved
As is the case with many things in life, seasonality can be a major factor, especially in real estate. Spring and summer are prime home-buying times, which means a considerable
Mortgage Originators are Optimistic for the First Half of 2023
Mortgage experts across America feel more optimistic in 2023 than they have in the last year or so. The latest Scotsman Guide Sentiment Survey found that over half of the
December Mortgage Rates Dropped to 3-Month Lows
As we start the new year, exciting news in the mortgage world is upon us – rates have dropped about a full percentage point over the past few months! True,
What’s Better for My Scenario: A Fixed or an Adjustable Rate Mortgage?
It’s a question many potential homeowners face, and one we can help you answer here.
Long-Haulers Favor Fixed-Rate
If you intend to stay in a home for a long time – say
Narrowing Down Your Refinance Options
Refinancing is a versatile financial tool that can serve a variety of needs, such as lowering monthly payments or using your home’s equity to pay for things like renovations or
Bundle Your New Home Purchase and Renovation Costs in One Loan
One loan with two purposes. That’s the idea behind Fannie Mae’s HomeStyle® program, a truly unique Texas home renovation loan. Let’s delve into this popular fixed-rate mortgage product that allows
How do I know if now is a good time to buy a home?
Knowing the best time to buy a home may not be simple – few big moves in life are – but you can get a good idea of the right
New Implementations from Fannie Mae and Freddie Mac Aim to Make Home Buying Easier
Mortgage powerhouses Fannie Mae and Freddie Mac have recently announced some sweeping new initiatives aimed at addressing racial disparity in homeownership. It’s a serious and quantifiable issue; according to data
Let’s Compare 15-Year vs 3-Year Mortgages
As their names suggest, a 15-year mortgage is structured to be paid off in 15 years, and a 30-year mortgage is designed to be paid off in 30 years. But