If you’re considering a move to the DFW area, there are a few things to keep in mind.

No Personal Income Tax

Texas is one of a handful of states in the U.S. with no state income tax. That means paychecks are higher. By how much? Texas residents pay an average of 7.6% of their incomes to local and state taxes, below the national average of 10.3% and nearly half of New York’s 14.1%*.

It’s a Car-Friendly Town

They’re not kidding when they say, “everything’s bigger in Texas.” The Dallas-Fort Worth metroplex occupies over 9,000 square miles. While there’s some great public transportation, including a commuter train from Dallas to Fort Worth, cars rule the region. Especially in the ever-expanding suburbs. Unless you move to downtown Dallas, you’re going to want four wheels to get around.

Plenty of Sunshine

And warm weather! In the winter months, average temperatures hit the mid-60s, while summer highs are in the upper-80s. With around 220 sunny days per year.

Cost of Living

Sure, you can find cheaper places to live in the U.S. But better? Among major metropolitan areas, Dallas-Fort Worth ranks as one of America’s more affordable places. DFW doesn’t even make it into the top 15 U.S. cities with the highest cost of living. You’ll pay a lot more to live in New York, San Francisco, Los Angeles, Washington, D.C., Boston, Seattle, and other cosmopolitan spots.

A Red-Hot Economy

It’s why they call DFW America’s Boomtown. Since 2020, over 250 companies have relocated or expanded to the DFW area. It’s no wonder why Dallas-Fort Worth has the highest population growth among metro areas in America. Modern infrastructure, major universities, and lots of room to expand are a few of the factors driving the boom.

The Landscape is Flat

You’re not likely to find any mountainside homes in the DFW area. Some hills aside, the entire metroplex is flat. So where can you go for a lofty getaway? Slipdown Mountain is about an hour’s drive from Fort Worth.

Affordable Homes are Here

Home prices have risen all across the country. And more so in major metropolitan areas. But home prices in the Dallas metro area are considerably lower than those in high-cost coastal cities. Housing costs in Dallas are 60% lower than those in LA. Overall, Dallas housing is 3% less than the national average.

Perhaps the best thing to know is a mortgage pro who specializes in out-of-town and out-of-state borrowers. That’s the Decker Group. Connect with us online or call us at (972) 591-3097 to discuss how our dedicated team of professionals can help make your move as smooth as possible.

*Percentages are subject to change.